Prime Years & Pension Experts

Prime Years

Your Trusted Partner in Retirement & Aged Care

We help Australians make confident decisions about their financial future—whether it's navigating aged care, managing retirement villages, or simplifying Centrelink stress through Pension Experts.

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Our Expertise

Retirement Village Financial Advice

Ensure your transition to a retirement village is seamless and stress-free. From contract reviews to financial modeling, we’ll help you make the right choice with confidence.

  • Contract review & advice
  • Exit planning for loved ones
  • Ongoing support during transitions

Aged Care Financial Planning

Take the complexity out of aged care planning. We guide families through RAD/DAP strategies, care funding, and the emotional challenges of these decisions.

  • RAD/DAP planning
  • Government funding navigation
  • Family consultations & emotional support

Retirement Planning

Move beyond the numbers. We help you build a retirement plan that not only secures your finances but also supports the lifestyle you’ve dreamed of.

  • Superannuation optimization
  • Tax-effective strategies
  • Estate & legacy planning

Pension Experts: Centrelink Made Simple

Navigating Centrelink can be overwhelming. That’s where Pension Experts steps in. Whether you need help applying for the Age Pension, managing your Commonwealth Seniors Health Card, or keeping your Centrelink records up to date, we handle it all—so you don’t have to.

  • Comprehensive Age Pension applications
  • Ongoing updates and income/asset reviews
  • Assistance with the Commonwealth Seniors Health Card
  • Stress-free management of correspondence

Why Choose Pension Experts?

  • Specialists in Centrelink compliance and management
  • Stand-alone service or integrated with financial advice
  • Transparent, flat-fee pricing
  • Save time, reduce stress, and maximise entitlements

Our Framework

Built on Ethics, Expertise & Independence

As a self-licensed Australian Financial Services License (AFSL) holder, Prime Years operates with complete independence, ensuring our advice is free from conflicts and focused entirely on what’s best for you.

  • Compliance-first, client-focused approach
  • Transparent fee-for-service model
  • National expertise with a personal touch

For Financial Planners

We collaborate with advice practices who share our values of ethics, technical expertise, and a genuine client-first philosophy. Partner with us to deliver more for your clients.

  • Specialist aged care and retirement solutions
  • Access to our compliance framework
  • Streamlined support for complex cases